How to Know If Your Laser Back Surgery Cost is Covered By Insurance

Since laser back surgery is newer and less well-known than more traditional forms of back surgery, many people who could benefit from the procedure worry that their insurance will not cover it. This is a deterrent, as laser back surgery cost - like the cost of any surgery - can be quite high without insurance coverage. For the most part, laser back surgery is covered by insurance for patients who need it. Below, we'll explore the factors involved in determining whether the surgery is covered.

Finding a Provider

It is essential to find a provider who accepts your health insurance in order to get coverage and keep your laser back surgery cost to a minimum. Most providers list this on their websites; you can also call to find out. Your insurance provider may also furnish a list of local surgeons who accept your plan. If you have a PPO plan, you will also need to be careful to ensure that the doctor you choose is in-network.

How Much is Covered?

Although most people will find that laser back surgery is covered by their insurance, each individual's laser back surgery cost may vary based on:

• Size of their deductible
  
• Size of their limit on out-of-pocket expenses 
• How much of the deductible and out-of-pocket limit has been used so far this year
  
• Percentage of procedures and medication covered by their insurance 
• For some plans (such as HMO), how much the insurance will reimburse for the type of procedure
  
• How extensive the surgery is 

It's helpful to have a strong understanding of your insurance plan so that you go in with a good idea of what to expect in terms of cost. However, since laser back surgery is minimally invasive, has a shorter recovery time, and involves no hospital stay, many patients find that the cost of laser surgery is lower than what they would find with traditional spine surgery.

Since so many factors can influence what you pay for surgery, it is difficult to give an exact expected cost. However, patients should be aware that the majority of people who need surgical treatment are able to afford it. For people who cannot afford the expense all at once, it is possible to get financing.

To schedule a consultation about whether or not laser back surgery is right for you, please click below and enter your information or call the Datta Endoscopic Back Surgery and Pain Center at (646) 374-1799.