Are Pain Doctors In NYC Covered By Insurance

When you are suffering from chronic pain and related issues, your goal is to get relief from pain - not to deal with bureaucracy or the other issues that can come up when trying to get coverage for seeing a pain doctor. Fortunately, your insurance should cover treatment for pain and its underlying causes. Below, we'll explore what to expect from your insurance coverage.

Insurance Coverage

Pain is caused by many medical conditions, and the treatment and prognosis varies considerably based on the cause. For example, most people with conditions like a herniated disc or a broken bone can expect to get permanent relief from pain by treating the underlying cause. On the other hand, people with pain from a chronic condition like osteoarthritis can normally manage their pain, but treatment is more focused on pain management and lifestyle changes than on a cure.

As a result, what encompasses treatment for various conditions differs based on the condition, the outlook, and how the patient has responded to past treatments. This is a complex determination, but your doctor will be able to help you decide which approach is best.

What to Expect

Although you can expect your pain treatment to be covered by insurance, insurance plans to vary a lot. Some insurance plans cover all or almost all of the cost of treatment, with no deductible or copay. Others have extremely high deductibles, as much as several thousand dollars per year. Therefore, the biggest factor that determines how much an individual pays for their portion of the treatment is their insurance coverage.

The majority of people who need treatment from pain doctors are able to get the treatment they need without facing financial hardship. Some people are able to afford their portion of the cost out-of-pocket, or by using a non-emergency or health savings account.

For people who don't have the immediate financial resources to cover their treatment, it should still be possible to get pain relief treatment. Some doctors offer payment plans for treatment. Patients can also use credit, such as a credit card, a loan, or financing from the insurance company, to pay. Each approach to payment has its own advantages and disadvantages, which patients should evaluating before making a decision.

To schedule a consultation with one of the nation's best pain doctors, please click below and enter your information or call the Datta Endoscopic Back Surgery and Pain Center at (646) 374-1799.