Will My Insurance Company Cover My Laser Back Surgery Cost

Laser back surgery is an extremely cutting-edge procedure. During this type of surgery, a surgeon uses a fiber optic camera and a laser probe to treat common spine conditions, like herniated discs, without actually opening up the spine. It is highly effective and safe, with a short recovery time and a low risk of side effects. Because the procedure is so cutting-edge, many people worry that the laser back surgery cost may be out of their price range, and that it may not be covered by insurance. Fortunately, most people are able to get insurance coverage and manage their laser back surgery cost without any issues.

Your Portion of the Costs

If your doctor determines that you need laser back surgery to treat your chronic back pain, your insurance should cover the procedure as long as it is performed by a doctor who accepts your insurance. However, insurance coverage varies widely from person to person. Some insurance plans offer comprehensive coverage, with no deductible or out-of-pocket costs. Other insurance plans have a high deductible and out-of-pocket costs, with patients shouldering a large portion of the cost burden until a certain amount is reached. Most insurance plans fall somewhere in between these two extremes. 

To understand what to expect for your portion of the cost of laser back surgery, you need to have a strong understanding of your insurance coverage. For example, how big is your deductible, and how much of it have you used so far this year?

Benefits of Treatment

It's common to worry about the direct laser back surgery cost, as well as having to take days away from work. This worry is especially understandable for people who have higher out-of-pocket costs. However, most people are able to find the funds to get the treatment they need, and financing is available. The long-term benefits of surgery include saving money in the long run. It should also be noted that laser back surgery is often more affordable than traditional spine surgery.

Laser back surgery doesn't just improve your quality of life - it can also help prevent ongoing costs of treatment and loss of income from decreased work productivity.

Meeting with your doctor can help you get a better idea of whether laser back surgery is right for you, as well as what it might cost. To schedule a consultation today, please click below or call the Datta Endoscopic Back Surgery and Pain Center at (646) 374-1799.