How Can I Afford Laser Back Surgery

Unfortunately, in the modern world consideration of a needed medical treatment often goes hand-in-hand with consideration of its potential cost. When it comes to laser back surgery, most people are able to afford the treatment they need, a fact which helps as many people as possible recover from their chronic back pain.

Cost of Surgery 

One thing that helps patients afford laser back surgery is the fact that the procedure is often associated with lower costs. Unlike traditional back surgery, laser surgery does not require general anesthesia or a hospital stay; the recovery time is less lengthy, and the follow-up appointments are thus less numerous. The exact cost of surgery for your particular situation may vary, but laser back surgery could help you save money.

Insurance Coverage

If your doctor determines that you need laser back surgery, your insurance should cover the treatment. Insurance makes it possible for the majority of people to afford laser back surgery. However, you should keep in mind that insurance plans vary considerably, from high copays and deductibles to no deductible at all. Your insurance plan is perhaps the biggest determining factor on what you, as a patient, will pay for treatment.

Payment Options

Many people are able to afford their treatment out of pocket. If you can do so, paying out of pocket is usually the best option. Your checking account, a non-emergency savings account, or a health savings account could all be used.

If your out of pocket cost is too much for you to pay all at once, you could still be able to afford laser back surgery. There are many financing options available. Credit cards, medical credit cards, loans, financing from your insurance company, and payment plans from your doctor are all potential sources. Be sure to carefully evaluate the pros and cons of each, considering how it might affect both your wallet and your credit score.

It's true that laser back surgery, like surgery of any kind, may require a relatively large outlay of money for the treatment. However, patients generally find that the treatment more than pays for itself in the future. You may save money on future medical care, and increase your future earnings by boosting your work productivity. Above all, living a life free of chronic pain is priceless.

To learn more about whether you could benefit from laser back surgery, please click below and enter your information or call the Datta Endoscopic Back Surgery and Pain Center at (646) 374-1799.