In today's world, there is virtually no such thing as an inexpensive surgery; even if the procedures used are minimally invasive, the out of pocket cost is at a minimum several thousand dollars, and often much more. Fortunately, insurance will cover most or all of the cost of laser back surgery, allowing patients to get the treatment they need without experiencing financial hardship.
Laser back surgery does help to reduce the overall cost of treatment. Patients (and their insurance companies) pay less because there is no hospital stay, a shorter recovery time, fewer follow-up visits, and a shorter amount of time spent in physical therapy. Thanks to insurance, this doesn't usually have a big effect on how much you pay, but it is worth considering.
Know Your Plan
To avoid being surprised later on, be sure to go into your treatment with a clear understanding of how your insurance plan works. For example, if you have PPO insurance, you'll need to make sure you only go to accepted providers. In addition, be aware of your annual deductible and your copayment for various procedures.
What if Payment is a Problem?
Some patients who have insurance find that their copayment or deductible high enough to be a problem. If this is the case, don't hesitate to inquire about the possibility of a payment plan through your doctor's office. Even if a plan is not available, the office can direct you towards helpful resources.
For patients who don't have insurance, all hope is not lost. The first, best option is to obtain insurance and then seek surgery. If that's not possible, patients may be able to obtain a line of credit to pay for the surgery, allowing them to disperse the cost over a long period of time.
To learn more about laser back surgery, please click below or call the Datta Endoscopic Back Surgery and Pain Center at (646) 374-1799.
Laser back surgery does help to reduce the overall cost of treatment. Patients (and their insurance companies) pay less because there is no hospital stay, a shorter recovery time, fewer follow-up visits, and a shorter amount of time spent in physical therapy. Thanks to insurance, this doesn't usually have a big effect on how much you pay, but it is worth considering.
Know Your Plan
To avoid being surprised later on, be sure to go into your treatment with a clear understanding of how your insurance plan works. For example, if you have PPO insurance, you'll need to make sure you only go to accepted providers. In addition, be aware of your annual deductible and your copayment for various procedures.
What if Payment is a Problem?
Some patients who have insurance find that their copayment or deductible high enough to be a problem. If this is the case, don't hesitate to inquire about the possibility of a payment plan through your doctor's office. Even if a plan is not available, the office can direct you towards helpful resources.
For patients who don't have insurance, all hope is not lost. The first, best option is to obtain insurance and then seek surgery. If that's not possible, patients may be able to obtain a line of credit to pay for the surgery, allowing them to disperse the cost over a long period of time.
To learn more about laser back surgery, please click below or call the Datta Endoscopic Back Surgery and Pain Center at (646) 374-1799.